accident victims

Why You Should Hire a Personal Injury Attorney Even If You Have Insurance

It’s a common misconception that an insurance company will take care of and properly represent its policyholder’s interests should the need arise. After a car accident, most people expect an insurance provider to work for its insured. Unfortunately, policyholders often discover in critical times of need that their insurance provider is not on their side, as they expected. Regardless of insurance coverage, it’s recommended that Texas auto accident victims hire a local Lubbock personal injury attorney so that they are not taken advantage or treated unjustly by insurance providers and third parties.

Dodging Responsibility

The main reason so many insurance carriers fail car accident victims is simply to dodge responsibility. This should alarm accident victims, especially since most policyholders believe their contract with the carrier will support them financially should need to use their coverage to pay a claim. Insurance providers often present themselves as companies invested in policyholders and many will take the necessary steps to honor a policyholder’s needs; however, insurance providers remain at their core a business and thus always have their financial bottom line in mind.

Insurance providers will give policyholders the runaround, including underpaying victims for their injuries and property damage. Insurance carriers engage in deceptive behavior for profit, and for this reason it’s crucial that accident victims take action to ensure they are fully compensated to the maximum extent allowed by law.

Protection from Fraudulent Claims

Sadly, there are those who prey on auto accident victims. In a college town like Lubbock, personal injury accident victims could be seen as vulnerable or naïve, and taken advantage of by parties who may file a fraudulent accident claims. Fraudulent claims can include third parties claiming or inflicting damage to their vehicle that did not occur in an auto accident as well as fraudulent medical or injury claims for conditions not caused by the wreck.

With the assistance of an experienced trial lawyer, a motor vehicle accident and its related evidence – including medical reports, bills, property damage estimates, and more can be properly assessed to determine cause and responsibility. Insurance providers and other corporate parties can be intimidating and use tactics to pressure accident victims into accepting responsibility when they should not. In addition, a personal injury attorney will also advocate for the correct and just amount of compensation to which an accident victim is entitled. Without legal representation, an car crash victim could not only wrongly accept responsibility for the accident – which could result in significant financial burdens – but they could also be severely undercompensated or not compensated at all for their accident at a time when financial burdens can have catastrophic effects on a person’s life and future financial stability.

Lubbock Personal Injury Attorneys For Accident Victims

While we expect that all parties involved in an accident – including insurance providers – will act honestly, this is not always the case. Unfortunately, those injured in car accidents may become victims twice due to a lack of quality legal representation. When this happens, victims are unable to properly recover and heal from their accident, as they are left enduring unnecessary additional stress and emotional trauma. Personal injury victims should hire local representation experienced in handling cases like theirs who has a successful court track record. The Lubbock personal injury attorneys of Liggett Law Group are longstanding advocates for Lubbock accident victims and work tirelessly to support clients throughout the claims process. The first step in ensuring just compensation is contacting Liggett Law Group today to discuss your case at no cost. There is limited time to act following an accident in Texas, so don’t put this off for another day.