Every year, nearly 4.5 million Americans are bitten by dogs, half of these are children according the Center for Disease Control. One in five dog bites are serious enough to require medical attention. Unfortunately, many people are bitten by dogs they know – pets owned by family members and friends. In many cases, if a dog has bitten you, you have a legal right to recover damages from the dog owner or another responsible party. While this can put you in a tough situation as you may be apprehensive about suing someone you know, you need to cover your medical bills. What you might not know is that dog bite injury claims are normally filed against the dog owner’s renters or homeowners insurance company, not the dog owner individually.